August 22, 2008
Applying for Disability Insurance
By CUCSA in Health | 0 comments
Insurance, like most services people need, can be purchased from a variety of places. The most common way to get disability insurance is through your employer. Disability insurance provided by your employer is generally the most generous coverage – particularly as it is available at a minimal charge, if not for free. As an employee, having group disability coverage gives you a good starting point on which to base your other financial and emergency planning decisions.
For those who aren’t fortunate enough to have disability insurance provided as a workplace benefit, getting adequate coverage becomes a matter of submitting insurance applications, obtaining disability insurance quotes, and evaluating coverage based on your needs.
Of these steps, people often find the insurance application process most unnerving. While the requirements of all disability insurance companies differ, t is normal to be asked to fill in an extensive medial questionnaire, and it is important to complete it honestly (and provide the same information) for all companies you apply to for disability insurance. An easy way to streamline the insurance application process is to use a comparison site – this will allow you to submit your information just once, but get a disability insurance quote from a variety of providers. The other key to getting good disability insurance quotes without headaches is gathering the information you’re likely to require, like financial records and medical details, before hand.
email this | tag this | digg this | trackback | comment RSS feed
Post a Comment